PasswordPact (“we,” “us,” or “our”) is owned and operated by 911 Vault Corp. (“911 Vault Corp.”). These Terms of Service (“Terms”) govern your access and use of PasswordPact and related services. These Terms of Service (“Terms”) govern your access and use of our websites, products, and services (collectively, the “Services”). Please read these Terms carefully, as they form a legally binding contract between you and us. By using our Services, you agree to these Terms.

1. Eligibility

You must be at least 13 years old to use the Services. By registering or using the Services, you represent that you meet this requirement and that your use of the Services complies with all applicable laws and regulations.

2. Registration and Account Security

• Some features require you to create an account (“Account”). You are responsible for maintaining the accuracy of your account information and the security of your credentials.
• You are responsible for all activity on your Account. Notify us immediately of any unauthorized use or security breach.
• You may delete your Account at any time via your account settings.

3. Your Information

a. Ownership and Responsibility:

You retain ownership of all information, files, and content (“Your Information”) you upload or submit to the Services. You are solely responsible for Your Information’s accuracy, legality, and compliance with these Terms.

b. Security Architecture:

• All data is encrypted in transit via TLS to an isolated secure enclave.
• All sensitive data processing and exposure occurs exclusively within isolated secure enclave environments. Our system is designed so that the platform operator has zero knowledge of your data and cannot access plaintext information at any stage.
• Platform operators have zero knowledge of plaintext data and do not have access to unwrapped decryption keys at any stage.

General:

• All sensitive processing occurs in isolated secure enclaves; persistent data is stored on enterprisegrade, ISO 27001-certified cloud infrastructure in the United States.
• We implement privacy-by-design principles. GDPR compliance is available only by explicit contractual agreement for EU data subjects.

c. Encryption and Compliance:

4. Acceptable Use

You agree to use the Services only for lawful purposes and in compliance with these Terms. You are solely responsible for ensuring that Your Information and use of the Services comply with all applicable laws and third-party rights.

You agree not to:

• Violate the security of the Services or attempt unauthorized access.
• Upload, distribute, or facilitate any content that is unlawful, harmful, or infringes on others’ rights.
• Engage in any activity that disrupts or interferes with the Services.

5. Proprietary Rights

All content, software, and technology provided by us are our property or that of our licensors and are protected by intellectual property laws. Subject to these Terms, you are granted a non-exclusive, nontransferable license to use the Services for their intended purpose.

6. Security and Privacy

All sensitive data processing and access control occurs within isolated secure enclaves, with multilayered protections designed to ensure zero-knowledge for the platform operator and robust defense against unauthorized access. The system includes real-time monitoring, auditable actions, and ownercontrolled access resets. No security measure is 100% effective.

7. Payments and Billing

• Certain Services may require payment. All fees are prepaid and non-refundable unless otherwise stated.
• Payment processing is handled by third-party providers and subject to their terms.
• For recurring services, you authorize automatic billing until you cancel.

8. Mobile Applications and In-App Purchases

• Use of our mobile apps is subject to these Terms and the terms of the relevant app store.
• In-app purchases are governed by the app store’s terms and conditions.

9. Third-Party Sites

Our Services may link to third-party websites or resources. We are not responsible for their content, security, or privacy practices.

10. No Professional Advice

We do not provide legal, medical, or financial advice. The Services are not a substitute for professional advice and should not be relied upon as such.

11. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of the Services or violation of these Terms.

12. Limitation of Liability

To the fullest extent permitted by law, we are not liable for indirect, incidental, or consequential damages, or for any damages exceeding the greater of fees paid in the prior three months or $500.

13. Dispute Resolution

• These Terms are governed by the laws of British Columbia, Canada, and applicable federal law.
• Disputes will be resolved by binding arbitration on an individual basis, unless you opt out as described herein.

14. Modifications

We may update these Terms at any time. Continued use of the Services after changes constitutes acceptance of the new Terms.

15. Miscellaneous

• These Terms constitute the entire agreement between you and us.
• If any provision is found invalid, the remainder remains in effect.
• You may not assign your rights under these Terms without our consent.

Contact

• 911 Vault Corp.
• 15905 Buena Vista Avenue
• White Rock, British Columbia
• V4B 2A2
• support@911vault.com

By using our Services, you acknowledge and agree to these Terms.